Debt Elimination Part I

With a plan for debt elimination you can take control over your money by eliminating false buying power. When you use credit cards to purchase what you can't afford, you have lost control and your financial future is compromised. Learn how to take control of your money today and for the rest of your life.

Rip Up Those Credit Cards

When it comes to credit card debt elimination agencies my advice is to tread with caution.  I have studied their activities and have interviewed persons who have had nightmare experiences while others have found a safe solution with some.  

My personal advice is to see a reputable lawyer in your area dealing with such matters, and who offers a free consultation. Let him advise which road you should take for debt relief and then let him or her take care of the process.  Go to 2 or 3 lawyers first if you have a problem with trust.  I have already interviewed a lawyer in my local area for this article and I received what I felt was the safest solution to get out of debt while building a new financial future.   

Keeping all that in mind, it will be helpful for you to have an understanding of the different debt agencies and their process or solutions they have to offer.  However I won't get into those just yet.

What you really need to consider above all else to eliminate your credit card debt now and in the future is "Will Power." No matter what method you adopt to eliminate credit card debt, no matter what debt assistance company you approach (for advice on how to eliminate credit card debt), no matter what your friends tell you, "Will Power" is essential and when used with faith it can be the key to your success.

Getting Rid Of Credit Card Debt From The Inside Out

What most people think about will power is not the same kind of "will power" that lets you down when you need it the most to keep you from unnecessary spending or to keep you from that dessert that will ruin all the work your good eating has produced.  If you want to succeed at eliminating your debt, you're going to have to look beyond yourself.

Just examine the last part of my previous statement, "...IF YOU WANT TO succeed at eliminating credit card debt."  This statement implies that you must first "want to" eliminate credit card debt.  

Well we may want to most of the time, but we may not have enough will power because we "do not always" want to.  With debt, we can't afford to try and fail over and over again.  It's not like our weight where we can just buy larger clothes or try yet another diet.  We need a power beyond our own power to whip debt now and forever.  This is where wealthy living debt elimination for credit cards comes into play. 

The Bible says that we can have "what we say," in Mark 11:23, but we're also told that whatever it is that we ask, we must "want" with all of our hearts!  So when it comes to debt, for example, this means a condition of continual "wanting to get out of debt" more than a condition of spending out of control when money is tight.

Wealthy Living Debt Elimination Control

So wanting with all of our hearts, or "Desire" empowers us to have what we say over our own "Will Power" because will power or "self-willpower" doesn't always give us the control we need.  As Christians we can go beyond self-will power and rest in the power of Jesus Christ as we begin this task of getting out of debt.  We can rest as we trust that Christ will see us through to accomplish what we want instead of what we don't want.

God has already empowered you to have whatever you say, and to accomplish whatever you want to do.  Rest in that power, and you can do anything.  Trust that Christ will give you what you desire, and you will have it.  How do we get this power, we take it by faith.

Then we take action as we change our corresponding thoughts and the way we act to match our desire.   So, as Christians the will power that we should exercise is having the "will" to rest in God's Power.  Then we will be empowered to have control over our circumstances. 

If you don't have this desire to begin getting out of debt today, you probably won't stick to your commitment, just like not sticking to a diet.  We can easily lose our desire to be thinner to a piece of chocolate cake or even a sliver of chocolate silk pie.  That's what we do with getting out of debt, we lose our desire to a new pair of shoes or a vacation we can't afford because our friends want to go and we don't want to deprive ourselves.

So What Do You Want More?

You have to ask yourself while your spending ability still exists, what you really want.  If you have no spending ability, then you have no choice at the moment, but I guarantee that if you don't change your thinking and define what you really want when it comes to money, you will get right back into debt as soon as extra money begins coming to you. 

You have to draw a line and not cross over it.  Then as your money increases and your debt decreases, you can push that line a little higher to increase your spending.  However, don't rush to increase your money until it is substantially greater than your debt.  Exercise control over your money always, don't let it control you. This is what you should want foremost with your money. 

If you found this Debt Elimination article helpful, you may wish to continue with Debt Elimination Part II and the rest of the series.  

Debt Elimination Part One  I  Debt Elimination Part Two  I  Credit Card Debt Basics  I  Credit Card Debt Management  I  Consolidating Credit Card Debt  I  Credit Card Debt Counseling  I Credit Card Debt Settlement

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Debt and Credit Solutions and all associated materials and related studies are the complete work of the site's author, Margaret Lukasik, and cannot be copied by any means without her express written permission.